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    Trust is earned.

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  • Beirne Wealth Consulting

    Beirne Wealth Consulting

Defined Contribution Plans

401(k)

Providing the means to ensure a comfortable retirement is a key element in attracting and retaining a talented workforce. But the responsibility doesn’t end there. As a plan fiduciary, you’re held to the highest standards of ethics and responsibility under the law.

Fiduciaries are required to act solely in the best interests of the plan participants, act in a prudent manner, diversify the plan's investments, and ensure that the plan expenses are reasonable. Unlike most other providers that often have inherent conflicts of interest, BWC, as a full fiduciary, will share in these responsibilities and alleviate some of the burden you face.

We are recognized pioneers in the retirement plan industry and can ensure that you not only avoid liability, but also fulfill the spirit of your intention to reward and support the people responsible for the success of your business.

In addition to helping ensure plan compliance, BWC offers consulting expertise with all other facets of your 401(k) plan such as:

  • Plan Design Review—with unbiased third party administrators.
  • Robust Investment Options—open access, non-proprietary solutions.
  • Full Back-office Integration—efficient plan administration and reporting.
  • Cost Containment—to eliminate excessive and unnecessary fees.
  • Comprehensive Participant Support—from assistance enrolling new employees, to ongoing personal plan review and education, to guidance during the drawdown phase

Are you confident that you are delivering a retirement benefit that provides the greatest value for both you and your employees?

To find out how well your plan measures up, please contact us today and we will benchmark your plan for no cost or obligation

403(b)

Most employers in the education, non-profit and public sectors feel duty bound to help those so vital to our society prepare for retirement. Although most of these workers will have a pension plan as a foundation, today’s public plans often do not go far enough to ensure a comfortable retirement. Many employers offer a 403(b) or 457 plan to provide supplemental savings. Unfortunately, the combination of the two can still leave workers at loose ends.

The challenge is that many of these plans are woefully inadequate in terms of investment returns when measured against the unwieldy costs involved. And plan sponsors, even with the best of intentions, are often unaware of the shortfall. The situation is compounded by the fact that a great many of the plan providers in this space have inherent conflicts of interest that preclude bringing the facts to light.

BWC, on the other hand, can act as a full fiduciary assuming the responsibility for selecting, monitoring, and replacing investment choices and ensuring plan costs are appropriate and justified.

In addition, BWC offers consulting expertise with all other facets of your plan such as:

  • Plan Design Review—with unbiased third party administrators
  • Robust Investment Options—open access, non-proprietary solutions
  • Full Back-office Integration—efficient plan administration and reporting
  • Comprehensive Participant Support—from assistance enrolling new employees, to ongoing personal plan review and education, to guidance during the drawdown phase

Are you confident that you are delivering a retirement benefit that fulfills the spirit of your intention to reward and support your employees?

To find out how well your plan measures up, for no cost or obligation, please contact us today .

457

Most employers in the education, non-profit and public sectors feel duty bound to help those so vital to our society prepare for retirement. Although most of these workers will have a pension plan as a foundation, today’s public plans often do not go far enough to ensure a comfortable retirement. Many employers offer a 403(b) or 457 plan to provide supplemental savings. Unfortunately, the combination of the two can still leave workers at loose ends.

The challenge is that many of these plans are woefully inadequate in terms of investmentreturns when measured against the unwieldy costs involved. And plan sponsors, even with thebestof intentions, are often unaware of the shortfall. The situation is compounded by the fact that a great many of the plan providers in this space have inherent conflicts of interest that preclude bringing the facts to light.

BWC, on the other hand, can act as a full fiduciary assuming the responsibility for selecting, monitoring, and replacing investment choices and ensuring plan costs are appropriate andjustified.

In addition, BWC offers consulting expertise with all other facets of your plan such as:

  • Plan Design Review—with unbiased third party administrators
  • Robust Investment Options—open access, non-proprietary solutions
  • Full Back-office Integration—efficient plan administration and reporting
  • Comprehensive Participant Support—from assistance enrolling new employees, to ongoing personal plan review and education, to guidance during the drawdown phase

Are you confident that you are delivering a retirement benefit that fulfills the spirit of your intention to reward and support your employees?

To find out how well your plan measures up, for no cost or obligation, please contact us today

Let's Get Acquainted

We offer a complimentary introductory meeting to describe our services
and to see if our services are right for you.